PACE Financing

Learn how to increase the value of your home and reduce your utility bills.

PACE (Property Assessed Clean Energy) is a financing option designed to make energy efficient, water efficient, and renewable energy products more affordable for homeowners. Instead of dumping more money into paying utilities, homeowners can now afford to upgrade to more efficient products and systems. Unlike other types of financing, PACE financing is based on an assessment of the property rather than tied to the individual.

In San Diego, homeowners have multiple options for PACE financing, including CaliforniaFIRST, HERO (Home Energy Renovation Opportunity), and Ygrene.

See a full list of available programs in California at




Some of the Potential Benefits of PACE Programs

  • 100% of Installed Costs Financed
  • Quick Approvals: It takes less than 2 minutes to apply
  • No Income Verification
  • $0 Down Option
  • Interest is Tax Deductible (lowers your effective interest rate)
  • Not Based on Credit Score
  • Fixed Interest Rates That Never Change
  • 5, 10, 15, or 20 Year Terms: Flexible financing options are available
  • Increased Property Value: Energy efficient improvements can increase your property value
  • Transferable Upon Sale (in most cases): The benefit of being able to pass the balance on to a new property owner takes the investment risk out of installing energy efficient products that can typically be more expensive
  • Payments are Made Along With Property Taxes

Eligible Products

Over 900,000 energy and water efficient products and renewable energy systems are eligible for PACE. Some of our common products are listed below. See a complete list of products.

  • Roofing – Energy efficient tiles or shingles
  • Windows, Skylights, and Doors
  • Patio Covers
  • Insulation and Radiant Barrier
  • Solar PV and Solar Thermal Systems
  • Lighting and Water Efficiency Measures
  • Pavers
  • Heating, Ventilation, and Air Conditioning (HVAC) (Air Source Heat Pumps, Attic and Whole House Fans, and More!)


If you are interested in upgrading your home, call us at 858-537-6490 or email